Dive Deeper, Earn More

Unlocking Benefits with SWiMPAY's cash back rewards

At SWiM PAY, we transform every financial transaction into a rewarding experience with SWiM REWARDS, our leading business rewards program. Every purchase with SWiM PAY is an opportunity to earn US cash back, meaning a tangible pool of benefits. We value ongoing usage and customer loyalty, that's why we've designed a b2b loyalty program that extends beyond mere transactions.

Each interaction on the SWiM PAY platform—whether making payments, receiving funds, or transacting in foreign currency—earns you cash back rewards. From routine expenses to major investments, your dedication to SWiM PAY is recognized and rewarded. The more you engage with our services, the greater the benefits you receive.

SWiM REWARDS is more than a transactional tool; it's about fostering lasting relationships with our valued customers. Navigate your financial journey with us and enjoy a flow of US cash back rewards, making SWiM PAY and SWiM REWARDS your top choice for financial services that go the extra mile.

Earn & Spend US Cash Rewards Points

Earn US cash back with every payment you make or receive through SWiM PAY. Each SWiM REWARDS point is worth US $1.00 and never expires, providing you with lasting value.

With SWiM REWARDS, you have the freedom to use or redeem your cash back rewards however you choose, whether it’s into your bank account in your choice of 49 currencies, the redemption of one of our 4,500+ gift cards or transferring points to other members. Enjoy the flexibility and financial benefits of our comprehensive cash back rewards program.

Earn US$ Cash Rewards Points
Exchange Your Points

Exchange Your Rewards Points

Our SWiM REWARDS marketplace offers the flexibility to exchange your points with other loyalty programs from hundreds of our global partners, expanding your options to utilise your cash back rewards. These can be used to acquire goods or services with airlines, hotels, and luxury stores.

Check Your Account

Manage Your SWiM REWARDS Account

Log in to your SWiM REWARDS member dashboard to view your points balance and update your account details. You can request a cash out, explore Exchange and Redemption options, or transfer points to another SWiM REWARDS member.

Explore Cash Back Redemption Options

Cash Back
Cash Back

Members can convert their Cash Rewards Points into one of 49 Currencies or convert to different loyalty currencies and redeem at any time.

Payment Matching
Payment Matching

Members can have linked cards in the payment network, and automatically earn points. No need for a plastic card, a loyalty app, QR codes, phone numbers, etc.

Points Marketplace
Points Marketplace

One stop platform to connect with brands, merchants, retailers, SMBs, and issue loyalty currencies that your customers really want.

Loyalty Currency Exchange
Loyalty Currency Exchange

We partner with other loyalty brands in various geographies and sectors and allow you members to exchange INTO and OUT of those Partners' loyalty currencies.

Pay with Points
Pay with Points

We accept other loyalty currencies at the same time as a payment method to allow you the freedom to use your points to purchase other goods and services through our SWiM REWARDS marketplace

Exchange into Gift Cards
Exchange into Gift Cards

Access more than 4,500 digital gift cards in 49 different fiat currencies. Convert your points into the gift card of your choice, allowing you to spend your points as you wish.

SWiM REWARDS Features

Global Rewards Account

Global Rewards Account

Open and manage your reward account in multiple currencies.

Gift Cards

Gift Cards

Redeem points for gift cards in domestic and international currencies.

Fast Online Payouts

Fast Online Payouts

Accept multi-modal payments from SWiM REWARDS and move money globally.

Hold & Spend Points

Hold & Spend Points

Hold points and spend them anywhere on the SWiM REWARDS marketplace.

Competitive FX Exchange

Competitive FX Exchange

Swap points in the SWiM REWARDS marketplace for the real exchange rate.

Security

Security

SWiM REWARDS uses the latest Reg/Tech security, to keep your points secure.

SWiM Rewards Features
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